To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. For your protection, AmTrust Bank verifies identification and submits new Savings account applications to Credit Bureau and Chex Systems background checks. AmTrust Bank reserves the right to not open an account that has inconsistencies in the information provided on the account application, from the background checks, or if substantial derogatory information exists in a credit investigation.