Certificate of Deposit (CD): $1,000 Minimum balance to open a new CD online. There will be a penalty for early withdrawal. Rates subject to change at any time before account is opened. Fees may reduce earnings. Annual Percentage Yields (APYs) accurate as of
*Premium e-Money Market:
The Premium e-Money Market Account is a tiered rate account. The minimum balance to open the account and earn the above stated APY is $5,000. If your daily balance is $5,000 or more the APY is 1.15% and the interest rate is 1.14%. If your daily balance is below $5,000 the APY is 0.25% and the interest rate is 0.25%. We reserve the right to change the rate at any time without notice. Fees could reduce earnings. Bank is not responsible for typographical errors. NYCB reserves the right to cancel or modify this offer at any time without notice. Annual Percentage Yields (APYs) are accurate as of
New online CD and Premium e-Money Market accounts will be opened after we complete our application review process and, if approved for opening, will earn interest beginning as of the business day that funds are received. Our business days are Monday through Friday, excluding Federal holidays. Premium e-Money Market is subject to certain transaction limitations. See Account Agreement and Schedule of Fees for details about CD or Premium e-Money Market Accounts. Not available for business or non-profit accounts.
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts. Click here
Copyright 2012. AmTrust Direct, a service of New York Community Bank. All rights reserved.